About this service
The Daily Minimum (“the program”) is a fitness coaching service operated by Banky Consulting LLC, a Texas limited liability company (“we,” “us”), and delivered by its coach, Dayo Ajayi, via a web app, exercise demos, one-to-one video calls on the coaching plans, and an asynchronous check-in system. Your card statement shows Banky Consulting LLC. By purchasing a plan you agree to these terms.
Not medical advice
This program is not medical advice and is not a substitute for your prescribing physician, dietitian, or licensed healthcare provider. We are a fitness coaching service that supports clients who are already prescribed GLP-1 or similar weight-loss medications (e.g. semaglutide, tirzepatide, retatrutide) by a licensed provider. We do not prescribe, recommend, or advise on dosing, titration, tapering, or any decision regarding your medication. All medication decisions must be made with your prescriber.
If you experience adverse symptoms (severe nausea, dizziness, chest pain, dehydration, fainting, allergic reaction, etc.), stop all program activity and contact your prescriber or emergency services immediately.
Your responsibilities
- You have obtained clearance from your prescriber and/or primary care physician to engage in resistance training and the nutritional protocols described in the program.
- You are 18 years of age or older and reside in a jurisdiction where the program is lawful.
- You will disclose to us any injuries, contraindications, or health conditions that affect your safe participation.
- You will not share, redistribute, or resell program materials.
Billing and automatic renewal
- Plans and prices.We offer three paid plans: App, Coaching and Daily. Prices are shown per week on the website. Each plan is billed as one charge every four weeks, exactly four weeks' worth, stated in full on the checkout page before you pay.
- Automatic renewal. Paid plans are subscriptions. By purchasing a plan you authorise us, through our payment processor Stripe, to charge the payment method you provide the plan amount every four weeks (28 days) until you cancel. Each charge covers the four weeks ahead, so a year has thirteen charges.
- Minimum term. The Coaching and Daily plans have a minimum term of three payments, twelve weeks. You may schedule a cancellation at any time, but it takes effect no earlier than the end of the third billing period. The App plan has no minimum term.
- How to cancel. Cancel from the Settings page of the app, or by emailing hello@thedailyminimum.co from the email address on your account. Cancellation takes effect at the end of the current four-week billing period, or at the end of the minimum term, whichever is later. You keep access until then. We do not prorate or refund partial periods except as set out in the refund policy below. Cancelling never removes what you logged.
- Failed payments. If a charge fails, Stripe retries it over the following weeks and emails you. Your access continues while retries are in progress. If the charge cannot be collected, your plan ends and your account is paused; your data is kept and access resumes when you start a plan again.
- Price changes.We will give you at least 30 days' notice by email before changing the price of a plan you are on. If you do not cancel before the new price takes effect, it applies from your next billing period.
- The free week. The free starter week is not a subscription, takes no payment details and never converts to a paid plan on its own.
Refund policy — the 90-day promise
Who it covers. The promise applies to clients on the Coaching or Daily plan for their first 90 days, counted from the day the plan started (day 0). It does not apply to the App plan or to the free week.
The promise. If, having met every condition below, you have not achieved at least two of these three outcomes by day 90:
- +5 lbs of lean muscle (verified by InBody or DEXA, day 0 vs day 90)
- +10% on a main lift (squat, bench, or deadlift; selected at week 0)
- Hold a deep squat for 60 seconds (video verified)
we will (a) refund every payment you made for the plan in those first 90 days, to the original payment method, and (b) continue the same plan for a further 90 days at no charge.
Conditions. To qualify you must:
- · Take the calls scheduled with you.
- · Submit a check-in every week (progress photo, body weight, and protein log).
- · Complete at least 80% of the programmed workouts, as logged in the app.
- · Provide a day-0 and a day-90 body composition measurement by InBody, DEXA, or an equivalent method we agree in writing.
- · Remain on the plan, without cancellation, for the full 90 days.
How to claim.Email hello@thedailyminimum.co within 14 days after day 90 with your day-0 and day-90 measurements. We confirm eligibility against the app's own records within 10 business days and process the refund within 5 business days of confirming it.
The refund and the additional 90 days are your sole remedy under the promise. One claim per client. Outside the promise, payments are not refunded. Nothing here limits rights you have under the law of your place of residence that cannot be excluded.
Privacy & data
We collect only what we need to deliver the program: your email and payment information (handled by Stripe), the body composition and training data you submit, and basic analytics on how the member portal is used. We do not sell or share your data with third parties for marketing.
You have the right to access, correct, export, or delete your data at any time. EU residents have additional rights under GDPR; California residents under CCPA. To exercise these rights, email us at the address below.
Photos, videos, and measurements you submit are used by the coach for the purpose of coaching you. They will not be used in marketing or public materials without your explicit written consent.
Disclaimers & limitation of liability
The program is provided “as is” without warranties of any kind, express or implied. Individual results vary; the outcomes referenced in the refund policy are commitments only under the stated qualifying conditions. Past client results, if shown, are not a guarantee of your results.
To the maximum extent permitted by law, our total liability for any claim arising from your use of the program is limited to the amount you paid for the program in the preceding 12 months.
Contact
Questions about these terms, refunds, or your data? hello@thedailyminimum.co